Advertiser Disclosure: This publish consists of references to gives from our companions. We might obtain compensation while you click on on hyperlinks to these merchandise. Nevertheless, the opinions expressed listed here are ours alone and at no time has the editorial content material been offered, reviewed, or authorised by any issuer.The knowledge associated to the Chase United MileagePlus Explorer Card has been collected by Cash Crashers and has not been reviewed or offered by the issuer of this card.The United MileagePlus Explorer Card from Chase is an airline bank card with a $95 annual charge after a fee-free first 12 months. It earns a limiteless 2 United MileagePlus miles per $1 spent on all United Airways airfare purchases, and a limiteless 1 mile for each $1 spent on every part else. Miles might be redeemed for United Airways airfare with no blackout dates, seat restrictions, or different limitations.The Explorer card’s greatest opponents are different airline rewards bank cards, such because the Chase British Airways Visa Signature Credit score Card, Gold Delta SkyMiles Credit score Card from American Categorical, and Citi AAdvantage Platinum Choose Mastercard. It’s additionally corresponding to general-purpose journey rewards playing cards, comparable to Capital One Enterprise Rewards Credit score Card, although these playing cards are inclined to have extra versatile reward redemption choices.Key FeaturesSign-up BonusFor a restricted time, this card has a two-part sign-up bonus.First, while you spend a minimum of $2,000 inside three months of opening your account, you get 40,000 bonus miles. This reward is reliably price as much as $800 when redeemed for airfare, relying on the greenback price of the relevant fares.Second, while you spend a minimum of $eight,000 in whole purchases inside 6 months of opening your account, you get a further 20,000 bonus miles. This portion of the bonus is reliably price as much as $400 when redeemed for airfare.All advised, this card’s sign-up bonus provides as much as 60,000 miles. This provide ends 5/16/19.Annual BonusIf you spend a minimum of $25,000 in a calendar 12 months, you get 10,000 bonus miles – price as much as $200 when redeemed for airfare. This promotion lasts for so long as you stay a cardholder in good standing.Airline Rewards & RedemptionEvery $1 you spend on United Airways airfare earns 2 miles, with no caps or restrictions. All different purchases earn a limiteless 1 mile per $1 spent. There’s no restrict to the variety of miles you’ll be able to accumulate, and miles by no means expire so long as your account is open.You possibly can redeem accrued miles for United Airways airfare. The minimal redemption for one-way U.S. & Canada financial system tickets is 10,000 miles, restricted to short-haul flights of 700 miles or much less (New York to Chicago, however not Chicago to Boston). Longer-haul one-way U.S. and Canada financial system tickets (New York to San Francisco, Chicago to Seattle) require 12,500 miles. First- and business-class one-ways begin at 25,000 miles. Relying on how they’re redeemed, miles are reliably price as much as $zero.02 apiece, and generally extra.Journey BenefitsThe United MileagePlus Explorer card comes with a raft of journey advantages. These embrace:Free first checked bag for the first cardholder while you use your card to buy the ticketPriority boarding previous to common boarding2 complimentary United Membership airport lounge passes per yearComplimentary room upgrades when obtainable, free breakfast, and prolonged check-in/check-out hours at greater than 700 associate resorts worldwideAccess to unique or VIP occasions, comparable to personal cooking lessons and musical performancesImportant FeesThe $95 annual charge is waived for the primary 12 months. There may be by no means a overseas transaction charge. Stability transfers price the better of $5 or 5% and money advances price the better of $10 or 5%.Credit score RequiredUnited MileagePlus Explorer requires wonderful credit score. Any credit score blemishes of observe are more likely to be disqualifying.AdvantagesAttainable, Useful Signal-up Bonus. The Explorer card has an attainable, worthwhile sign-up bonus price as much as 60,000 bonus miles within the first 6 months. To earn it, you’ll must spend $2,000 within the first three months (good for 40,000 bonus miles) and $eight,000 whole within the first 6 months (good for an extra 20,000 bonus miles). The whole worth of this mixed bonus depends upon the greenback worth of the flights the accrued miles are redeemed for, however it will possibly reliably rise to $1,200.Airport and In-Flight Advantages. The Explorer card has a pleasant lineup of advantages and perks that scale back the associated fee and stress related to airline journey: two complimentary United Membership lounge passes per 12 months, first checked bag free (as much as $100 worth, round-trip), precedence boarding, and the power to decide on any seat in your chosen fare class. Capital One Enterprise Rewards and the American Categorical Gold Card don’t provide precedence boarding, complimentary lounge entry, or free checked baggage.Advantages at Companion Accommodations. The Explorer card has some good resort advantages, together with extended-hours check-in and check-out, complimentary room upgrades each time obtainable, free breakfast, and location-specific perks comparable to free or discounted spa companies. The American Categorical Gold Card doesn’t provide something comparable.Bonus Miles for Heavy Spenders. In case you spend a minimum of $25,000 in any calendar 12 months, you get 10,000 bonus miles deposited into your account. That’s good for a short-haul one-way home flight, or about 80% of the miles price of a longer-haul one-way home flight. Whereas $25,000 is a excessive bar for some individuals to clear, it’s positively attainable for those who journey steadily and use the Explorer card as your main bank card – notably if you journey for enterprise and may get reimbursed to your airfare purchases. Citi AAdvantage Platinum Choose Mastercard requires you to spend $30,000 earlier than its bonus kicks in.Miles By no means Expire. So long as your account stays open and in good standing, the MileagePlus miles you accumulate with this card by no means expire. Many airline and resort rewards bank cards require you to earn or redeem factors a minimum of as soon as per 12 months to maintain them from winking out of existence.No Overseas Transaction Charges. This card doesn’t cost additional for overseas transactions – nice information for frequent abroad (or north- and south-of-the-border) vacationers. Citi Hilton Honors Visa Signature and Citi Expedia+, each standard journey rewards playing cards, cost three% overseas transaction charges.DisadvantagesComes With an Annual Charge. After the primary 12 months, the United MileagePlus Explorer Card carries a $95 annual charge. That is increased than another comparable airline and journey rewards playing cards.Miles Accumulate Slowly for Rare Vacationers. The Explorer card earns 1 mile per $1 spent on every part besides United Airways airfare. In case you don’t buy United airfare fairly often, you’re not going to build up miles at a breakneck tempo. For quicker factors accumulation on a wider vary of spending classes, look to Chase Sapphire Most well-liked Card (limitless 2 factors per $1 spent on eating and journey, plus one-to-one factors switch to a number of frequent flyer applications together with United Airways) or Barclaycard Arrival® Plus World Elite Mastercard® (limitless 2 factors per $1 spent on all purchases).Rigid Redemption Choices. You possibly can solely redeem your accrued MileagePlus miles for United Airways airfare bought direct with the airline. This isn’t an issue for those who stay close to a United hub and commonly fly with the airline, but it surely’s a drag for those who choose a extra expansive menu of redemption choices. The Barclaycard Arrival® Plus World Elite Mastercard® permits you to use rewards to offset nearly any kind of journey buy, whereas the U.S. Financial institution FlexPerks Journey Rewards card permits you to redeem for money equivalents too, comparable to reward playing cards and assertion credit.No Redemption Rebate. The Explorer card doesn’t offer you a rebate while you redeem your accrued miles for airfare. Many different journey rewards playing cards, together with Citi AAdvantage Platinum Choose Mastercard (10% redemption bonus), provide this additional present of gratitude.Last WordThe United MileagePlus Explorer Card is one in all many airline-specific bank cards. Nearly each main U.S. provider, from Alaska Airways and Southwest Airways, to American and Delta, has a minimum of one rewards card that rewards loyalty with accelerated miles accumulation on airfare and/or in-flight purchases.Because it’s not sensible to use for and use each single airline-specific rewards card on the market, it is advisable to give some thought to which card is the most effective match to your explicit scenario. This consideration normally comes all the way down to your spending patterns, how you favor to redeem your rewards, and whether or not you reside shut sufficient to an airline or associate hub to take full benefit of the rewards program.